[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pglbc.cz\/kam-se-obratit-kvuli-pujcce\/#Article","mainEntityOfPage":"https:\/\/www.pglbc.cz\/kam-se-obratit-kvuli-pujcce\/","headline":"Kam se obr\u00e1tit kv\u016fli p\u016fj\u010dce?","name":"Kam se obr\u00e1tit kv\u016fli p\u016fj\u010dce?","description":"Kdy\u017e \u010dlov\u011bk postr\u00e1d\u00e1 finan\u010dn\u00ed prost\u0159edky a nevid\u00ed \u017e\u00e1dnou \u0161anci, \u017ee by si je mohl v nejbli\u017e\u0161\u00ed dob\u011b vyd\u011blat nebo k nim p\u0159ij\u00edt n\u011bjak\u00fdm jin\u00fdm zp\u016fsobem, nezb\u00fdv\u00e1 mu kolikr\u00e1t nic jin\u00e9ho, ne\u017e si n\u011bkde za\u0159\u00eddit p\u016fj\u010dku. Nen\u00ed na tom v\u016fbec nic \u0161patn\u00e9ho, za podobn\u00e9 rozhodnut\u00ed se nemus\u00ed v\u016fbec styd\u011bt. Konec konc\u016f to tak d\u011blaj\u00ed mnoz\u00ed, a to nejednou i opakovan\u011b.Ov\u0161em pokud<br><br><a class=\"more-link\" href=\"https:\/\/www.pglbc.cz\/kam-se-obratit-kvuli-pujcce\/\">\u010c\u00edst v\u00edce<\/a>","datePublished":"2020-01-11","dateModified":"2020-01-11","author":{"@type":"Person","@id":"https:\/\/www.pglbc.cz\/author\/#Person","name":"","url":"https:\/\/www.pglbc.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pglbc.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pglbc.cz\/wp-content\/uploads\/img_a352442_w1739_t1566985274.jpg","url":"https:\/\/www.pglbc.cz\/wp-content\/uploads\/img_a352442_w1739_t1566985274.jpg","height":0,"width":0},"url":"https:\/\/www.pglbc.cz\/kam-se-obratit-kvuli-pujcce\/","about":["Ekonomika"],"wordCount":445,"articleBody":"        Kdy\u017e \u010dlov\u011bk postr\u00e1d\u00e1 finan\u010dn\u00ed prost\u0159edky a nevid\u00ed \u017e\u00e1dnou \u0161anci, \u017ee by si je mohl v nejbli\u017e\u0161\u00ed dob\u011b vyd\u011blat nebo k nim p\u0159ij\u00edt n\u011bjak\u00fdm jin\u00fdm zp\u016fsobem, nezb\u00fdv\u00e1 mu kolikr\u00e1t nic jin\u00e9ho, ne\u017e si n\u011bkde za\u0159\u00eddit p\u016fj\u010dku. Nen\u00ed na tom v\u016fbec nic \u0161patn\u00e9ho, za podobn\u00e9 rozhodnut\u00ed se nemus\u00ed v\u016fbec styd\u011bt. Konec konc\u016f to tak d\u011blaj\u00ed mnoz\u00ed, a to nejednou i opakovan\u011b.Ov\u0161em pokud m\u00e1 tento \u010dlov\u011bk v\u0161ech p\u011bt pohromad\u011b, logicky zva\u017euje, koho p\u0159esn\u011b po\u017e\u00e1dat. Proto\u017ee poskytovatel\u016f je v\u0161ude kolem plno a je tak z\u00e1hodno zvolit si toho nejide\u00e1ln\u011bj\u0161\u00edho z nich.Pokud tedy doty\u010dn\u00fd jedinec takovou mo\u017enost m\u00e1. Proto\u017ee je v dne\u0161n\u00ed dob\u011b pravdou i to, \u017ee ne ka\u017ed\u00fd poskytovatel v\u00edt\u00e1 ka\u017ed\u00e9ho uchaze\u010de s otev\u0159enou n\u00e1ru\u010d\u00ed. Jsou i p\u0159\u00edpady \u2013 a nen\u00ed jich m\u00e1lo \u2013 kdy je \u017eadatel poskytovatelem odm\u00edtnut. A to zpravidla proto, \u017ee m\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy, nevaln\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nebo z\u00e1znam v registrech dlu\u017en\u00edk\u016f.Zejm\u00e9na banky b\u00fdvaj\u00ed v t\u011bchto ohledech neoblomn\u00e9. A proto nep\u016fj\u010d\u00ed-li \u017eadateli tam, nem\u011bl by propadat skepsi. Po\u0159\u00e1d je tu je\u0161t\u011b i nebankovn\u00ed sektor, kter\u00fd je daleko flexibiln\u011bj\u0161\u00ed ne\u017e banky, nebaz\u00edruje za v\u0161ech okolnost\u00ed na spln\u011bn\u00ed p\u0159\u00edsn\u00fdch krit\u00e9ri\u00ed do punt\u00edku, je ochotn\u00fd se s \u017eadatelem domluvit a naj\u00edt n\u011bjak\u00fd ten kompromis. A t\u0159eba takov\u00fd nebankovn\u00ed produkt jako americk\u00e1 hypot\u00e9ka bez registruje toho jasn\u00fdm d\u016fkazem.U t\u00e9to hypot\u00e9ky b\u00fdv\u00e1 \u010dasto pravidlem, \u017ee ten, kdo si ji chce vz\u00edt, ji tak\u00e9 dostane. Proto\u017ee splnit podm\u00ednky, je\u017e tato vy\u017eaduje, nen\u00ed v\u016fbec obt\u00ed\u017en\u00e9. Sta\u010d\u00ed, kdy\u017e m\u00e1 \u017eadatel n\u011bjakou nemovitost, ji\u017e by mohl d\u00e1t za p\u016fj\u010den\u00e9 pen\u00edze nebankovn\u00ed spole\u010dnosti do z\u00e1stavy, sta\u010d\u00ed, kdy\u017e m\u00e1 alespo\u0148 takov\u00e9 p\u0159\u00edjmy, je\u017e sk\u00fdtaj\u00ed nad\u011bji na to, \u017ee budou sta\u010dit aspo\u0148 na \u00fahradu t\u011bch nejni\u017e\u0161\u00edch mo\u017en\u00fdch spl\u00e1tek, sta\u010d\u00ed registr dlu\u017en\u00edk\u016f, v n\u011bm\u017e se m\u016f\u017ee objevit i n\u011bjak\u00fd ten m\u00e9n\u011b z\u00e1va\u017en\u00fd z\u00e1znam, a \u017eadatel svoji p\u016fj\u010dku ve v\u00fd\u0161i a\u017e sedmdes\u00e1ti procent odhadn\u00ed ceny j\u00edm zastaven\u00e9 nemovitosti dostane.Za p\u0159\u00edzniv\u00fdch podm\u00ednek, kter\u00fdm zaru\u010den\u011b dok\u00e1\u017ee vyhov\u011bt. Stejn\u011b jako ur\u010dit\u011b i vy, pot\u0159ebujete-li zrovna p\u016fj\u010dit pen\u00edze.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kam se obr\u00e1tit kv\u016fli p\u016fj\u010dce?","item":"https:\/\/www.pglbc.cz\/kam-se-obratit-kvuli-pujcce\/#breadcrumbitem"}]}]