[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pglbc.cz\/ktera-pujcka-nezklame\/#Article","mainEntityOfPage":"https:\/\/www.pglbc.cz\/ktera-pujcka-nezklame\/","headline":"Kter\u00e1 p\u016fj\u010dka nezklame?","name":"Kter\u00e1 p\u016fj\u010dka nezklame?","description":"N\u011bkdy si my lid\u00e9 mus\u00edme p\u016fj\u010dit pen\u00edze, abychom je m\u011bli. Kdybychom si je nep\u016fj\u010dili, do\u0161ly by n\u00e1m vlastn\u00ed pen\u00edze p\u0159ed\u010dasn\u011b, co\u017e se n\u011bkdy st\u00e1v\u00e1, a pak u\u017e by nebylo co je\u0161t\u011b utr\u00e1cet a za co \u017e\u00edt d\u00e1l. A tak jsou p\u016fj\u010dky pro mnoh\u00e9 z n\u00e1s hodn\u011b d\u016fle\u017eit\u00e9. Je spousta lid\u00ed a spousta situac\u00ed, kte\u0159\u00ed a je\u017e se bez p\u016fj\u010dek neobejdou.<br><br><a class=\"more-link\" href=\"https:\/\/www.pglbc.cz\/ktera-pujcka-nezklame\/\">\u010c\u00edst v\u00edce<\/a>","datePublished":"2025-05-01","dateModified":"2025-05-01","author":{"@type":"Person","@id":"https:\/\/www.pglbc.cz\/author\/#Person","name":"","url":"https:\/\/www.pglbc.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pglbc.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pglbc.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp.jpg","url":"https:\/\/www.pglbc.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp.jpg","height":0,"width":0},"url":"https:\/\/www.pglbc.cz\/ktera-pujcka-nezklame\/","about":["Ekonomika"],"wordCount":425,"articleBody":"       N\u011bkdy si my lid\u00e9 mus\u00edme p\u016fj\u010dit pen\u00edze, abychom je m\u011bli. Kdybychom si je nep\u016fj\u010dili, do\u0161ly by n\u00e1m vlastn\u00ed pen\u00edze p\u0159ed\u010dasn\u011b, co\u017e se n\u011bkdy st\u00e1v\u00e1, a pak u\u017e by nebylo co je\u0161t\u011b utr\u00e1cet a za co \u017e\u00edt d\u00e1l. A tak jsou p\u016fj\u010dky pro mnoh\u00e9 z n\u00e1s hodn\u011b d\u016fle\u017eit\u00e9. Je spousta lid\u00ed a spousta situac\u00ed, kte\u0159\u00ed a je\u017e se bez p\u016fj\u010dek neobejdou. A kdy\u017e n\u011bkdo p\u016fj\u010dku pot\u0159ebuje, m\u011bl by b\u00fdt schopen si ji sehnat. Co\u017e ale rozhodn\u011b nen\u00ed samoz\u0159ejmost. Proto\u017ee naj\u00edt nab\u00eddku n\u011bjak\u00e9 p\u016fj\u010dky nen\u00ed ani trochu t\u011b\u017ek\u00e9, ale p\u0159im\u011bt jej\u00edho poskytovatele, aby ji \u010dlov\u011bku dal, u\u017e obt\u00ed\u017en\u00e9 b\u00fdv\u00e1. Ne v\u0161ichni lid\u00e9 jsou bonitn\u00ed, tedy natolik dokonal\u00ed, aby si zaslou\u017eili d\u016fv\u011bru banky, a tedy i p\u016fj\u010dku, kter\u00e1 se tu nab\u00edz\u00ed a kterou by r\u00e1di m\u011bli.Spousta lid\u00ed pro banky bonitn\u00ed nen\u00ed. Spousta lid\u00ed nen\u00ed v tak dobr\u00e9 situaci, aby vzbuzovala naprostou d\u016fv\u011bru v to, \u017ee splat\u00ed v\u0161e, co si p\u016fj\u010d\u00ed, i s \u00faroky a dal\u0161\u00edmi poplatky navrch. A takov\u00ed lid\u00e9 pak mohou zapomenout na to, \u017ee by jim v bance pot\u0159ebn\u00e9 pen\u00edze p\u016fj\u010dili. A s takov\u00fdmi \u017eadateli o p\u016fj\u010dku, kte\u0159\u00ed odch\u00e1zej\u00ed z bank s nepo\u0159\u00edzenou, je to nahnut\u00e9.Ale i n\u011bkdo takov\u00fd m\u016f\u017ee je\u0161t\u011b p\u016fj\u010dku sehnat. A dokonce po\u0159\u00e1d je\u0161t\u011b v\u00fdhodn\u011b, ne jen v podob\u011b n\u011bjak\u00e9 p\u0159edra\u017een\u00e9 nab\u00eddky pro pochybn\u00e9 \u017eadatele. Kdy\u017e maj\u00ed lid\u00e9 n\u011bjakou nemovitost, mohou touto samoz\u0159ejm\u011b ru\u010dit. A pak se jim nab\u00edzej\u00ed nebankovn\u00ed hypot\u00e9ky.Kdo se v nouzi obr\u00e1t\u00ed na nebankovn\u00ed spole\u010dnost a m\u016f\u017ee tu n\u011bjakou nemovitost\u00ed ru\u010dit, obvykle usp\u011bje. Doty\u010dn\u00fd by musel m\u00edt skute\u010dn\u011b p\u0159ehnan\u00e9 po\u017eadavky nebo by musel b\u00fdt v krajn\u011b zoufal\u00e9 situaci, aby mu ani tady nepomohli. Proto\u017ee se nesplacen\u00e1 nebankovn\u00ed hypot\u00e9ka m\u016f\u017ee zaplatit i zastavenou nemovitost\u00ed, a tak tu nepanuj\u00ed obavy z nespl\u00e1cen\u00ed.Kdy\u017e n\u011bkdo chce, m\u016f\u017ee tedy o nebankovn\u00ed hypot\u00e9ku po\u017e\u00e1dat a dostane ji. Co\u017e v\u00edm jist\u011b. Proto\u017ee i j\u00e1 dos\u00e1hnu na hypot\u00e9ku od nebankovn\u00ed spole\u010dnosti, kdykoliv pot\u0159ebuji. Aspo\u0148 dokud m\u00e1m sv\u016fj nemovit\u00fd majetek.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 p\u016fj\u010dka nezklame?","item":"https:\/\/www.pglbc.cz\/ktera-pujcka-nezklame\/#breadcrumbitem"}]}]